Bidding: : (W) 1♦ - (1♠) - 2♦ - 5♦
    Lead : K♠

Trick 5		North 8♥
Declarer (W) ♠ - ♥ - Q 5 4 ♦ - - J 5 ♣ - 10 9 8	A♥		2♥	Dummy (E) ♠ 7 - ♥ 7 3 - ♦ Q 10 6 - - ♣ A 4 -
		J♥ South		Won = 4 Lost = 1

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No way ! Declarer must refuse the ♥ finesse as it is bound to fail !