Bidding: : (W) 1♥ - (1♠) - 2♥ - 3♥ - Pass
Lead : Q♠

Trick 10		North
Declarer (W) ♠ - - ♥ - - 7 - - ♦ - Q 10 3 ♣ - -	?		5♦	Dummy (E) ♠ - - - ♥ - - - ♦ 6 - - ♣ - - 10 9
		8♦ South		Won = 6 Lost = 3

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Declarer's best chance to win the final trick he needs is in ♦s.
Either a finesse against the J♦ succeeds, or Opponents' ♦s are split 3-3.