Bidding: : (W) 1♥ - (1♠) - 3♥ - 4NT - 5♥ - 6♥
Lead : K♠

Trick 3		North 3♦
Declarer (W) ♠ - ♥ - Q J 8 7 4 ♦ 8 4 - ♣ K Q 3	2♦		9♦	Dummy (E) ♠ 7 - ♥ K 6 5 3 - ♦ A J - ♣ A J 5
		K♦ South		Won = 2 Lost = 1

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So far so good, North obviously holds the 10♦.