Bidding: : (W) 1NT - 3NT
Lead : J♥

Trick 9		North 7♦
Declarer (W) ♠  A 5 - ♥  - Q - ♦  A - - - ♣  - - -	K♦		8♦	Dummy (E) ♠  Q 10 9 ♥  - 3 - ♦  - - - ♣  - - - -
		Q♦ South		Won = 8 Lost = 1

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Declarer now cashes his remaining three winners and concedes a trick to Opponents' K♠.