Bidding: : (W) 1♣ - 1♦ - 1♠ - 2♠ - 4♠ - Pass     Lead : 4♥

Trick 12		North 7♦
Declarer (W) ♠ K - - - ♥ - - - ♦ - - ♣ - - - -	4♣		10♦	Dummy (E) ♠ - 7 - - ♥ - - - ♦ - - - - ♣ - -
		Q♥ South		Won = 10 Lost = 2

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South is in a no win situation. If he ruffs with his J♠, Declarer will over-ruff and Dummy's last trump will ruff Declarer's ♣ loser. If South discards (as here), Declarer will discard his losing ♣, catching South's J♠ with his K♠ on the final trick.