The Duck - Deal 3
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Bidding: : (W) 1♣ - 1♦ - 1♠ - 2♠ - 4♠ - Pass     Lead : 4♥

Trick 12 North
7♦
 
Declarer (W)
♠ K - - -
♥ - - -
♦ - -

♣ - - - -
4♣     10♦   Dummy (E)
♠ - 7 - -
♥ - - -
♦ - - - -

♣ - -
    Q♥
South
  Won = 10
Lost = 2

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South is in a no win situation.
If he ruffs with his J♠, Declarer will over-ruff and Dummy's last trump will ruff Declarer's ♣ loser.
If South discards (as here), Declarer will discard his losing ♣, catching South's J♠ with his K♠ on the final trick.