Bidding: : (W) 1NT - 3NT - Pass     Lead : Q♣

Trick 3		North 10♣
Declarer (W) ♠ 9 5 ♥ A 9 - ♦ A 6 3 2 ♣ A - 9 -	6♣		7♣	Dummy (E) ♠ A K 8 6 ♥ K 7 5 - ♦ K 4 ♣ 8 - -
		4♣ South		Won = 1 Lost = 2

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If North now leads another ♣ he will give Declarer a free finesse.
North has only J♣ 2♣ left, leading either card will give Declarer two ♣ tricks !