Bidding: : (W) 1♣ - 1♥ - 1NT -3NT     Lead : J♦

Trick 1		North J♦
Declarer (W) ♠  K 6 2 ♥  A K 3 ♦  7 6 3 ♣  K 9 8 4			?	Dummy (E) ♠  7 5 ♥  Q J 9 6 ♦  A K 2 ♣  A J 10 3
		South		Won = 0 Lost = 0

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The Two-way finesse Declarer can finesse the for the Q♣ in either direction, a so-called "two-way finesse" holding in ♣. Which way to take this finesse is not a matter of which way it will win, but which way it is safe to play the finesse. Declarer must Safeguard his unprotected K♠, by finessing South (the Danger man) for the Q♣. Lead therefore East's J♣ for a direct finesse in ♣. If North wins the trick, Declarer's K♠ will remain safe.