Hold-up and Avoidance - Deal 3
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Bidding: : (W) 1NT - 3NT     Lead : ♣5

Trick 4 North
4♦
 
Declarer (W)
A 7 5
K Q 7
- J 10 2
- - -
Q♦     ?   Dummy (E)
K 8 2
A 4 3
A 9 8 5
- - -
   
South
  Won = 1
Lost = 2

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