Simple Finesse - Deal 3
Deal 2 - Home - Deal 4

Bidding: : (W) 1♥ - 3♥ - 4♥     Lead : K♠

Trick 1 North
K♠
 
Declarer (W)
♠  6 4
♥  A Q 6 5 2
♦  A J 9
♣  Q J 3
    Dummy (E)
♠  A 8 7 2
♥  J 10 9 3
♦  K 5 4
♣  A 6
   
South
  Won = 0
Lost = 0

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Direct finesses in and ♣
Even when the ♣ finesse fails it will provide an extra trick to discard a loser in Dummy.

Usually you need 4 of the top 5-6 cards in a suit to play a direct finesse. But when only one extra trick is required the above ♣ holding can be used for a direct. finesse.

The finesses in and ♣ will always gain extra tricks. The indirect finesse will provide nothing if it fails. Avoid taking this finesse therefore if you can.