Simple Finesse - Deal 5
Deal 4 - Home - Deal 6

Bidding: : (W) 1NT - 2NT - 3NT     Lead : Q♣

Trick 1 North
Q♣
 
Declarer (W)
♠  Q 9 4
♥  A Q 2
♦  K 8 5 3
♣  A K 5
    Dummy (E)
♠  K J 10 3
♥  8 6 4
♦  A 9 7
♣  7 6 4
   
South
  Won = 0
Lost = 0

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Sequence of developing tricks
Test the possible 3-3 split in first, before attempting the finesse in .

After Opponets win 3 tricks (two in ♣ and one in ♠) you can only afford to loose one more trick !
If you do the finesse first and it loses, you can no longer afford to test Opponents' distribution (for Declarer must lose a trick for that).
Testing the s first Declarer can do both if needed.