Simple Finesse - Deal 6
Deal 5 - Home - Deal 7

Bidding: : (W) 1NT - 3NT     Lead : J♥

Trick 1 North
J♥
 
Declarer (W)
♠  K 10 3
♥  5 4 3
♦  A K 9
♣  A K 6 5
    Dummy (E)
♠  A J 9 4
♥  A Q 6
♦  7 5 2
♣  Q 9 3
   
South
  Won = 0
Lost = 0

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Selecting the safe finesse
Refuse the finesse at the Opening lead.
Finesse North for the Q♠, if it loses South can not hurt you in .

Be alert to the (35%) chance that Opponents' ♣s could be divided 3-3, giving Declarer an extra winner.

On the Bidding :
With a 4333 suits distribution do not use the Stayman Convention.