Bidding: : (W) Pass - 1♣ - 1♠ - 2♠ - 4♠     Lead : K♦

Trick 4		North 6♥
Declarer (W) ♠  Q J 8 7 - ♥  - ♦  9 - - ♣  A Q 9 6	3♠		J♥	Dummy (E) ♠  A 10 9 6 ♥  - - - 10 ♦  - 8 3 ♣  7 5
		K♥ South		Won = 4 Lost = 0

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South covers Dummy's J♥ with his K♥, forcing Declarer to ruff in his own hand.